Five Star Albuquerque

Through the ages men always looked for ways to make more money. Usually this entailed working very hard, or doing a lot of illegal things. The internet truly changed the face of money making opportunities forever. For probably the first time in the history of the world you are able to make money sitting at home the whole day. The Internet opened up brand new ways of increasing your own personal wealth.

Affiliate marketing is probably one of the easiest ways to increase your monthly income, as I am currently doing, and it is open for anybody with a computer and an internet connection. Even people without their own website are able to make extra money being an affiliate. In short affiliate marketing means that you advertise someone else’s product and introduce new buyers to their products. For your trouble you are usually paid a percentage of the sale, sometimes up to 75 commission of a $40 sale means you pocket $20 for very little trouble on your side. The wonderful thing about affiliate marketing is that you can make money literally even while you are sleeping. But, there always is a but somewhere, what you seldom hear is that you only make money if you are able to get sellers to the product. In other words, without targeted traffic your changes of making money are extremely slim.

One of your primary concerns is getting good traffic to your site, either by making use of Pay Per Click Advertising like Google Adwords or building your own site and optimizing it for Search Engines. Just a word of warning: Google Adwords can be very expensive if you do not know what you are doing, but it is definitely the fastest way to get traffic. Take a look at my site for some resources available to help you with Google Adwords. On the other hand, building and optimizing your own website can be very cheap, but getting traffic can take some time.

If you want to be successful in affiliate marketing, and thousands already are, you must learn to use the tools available. Do a search on some search engine for Adwords, Affiliate marketing and SEO (or search engine Optimization) and learn a bit about this highly competitive, but extremely lucrative and interesting opportunity. You can also visit my site and learn more about some very good opportunities. Just always remember that in this game numbers make the difference between success and failure. Without large numbers of targeted traffic you will find it difficult to make real money. It will pay you to invest some time in learning about getting targeted traffic first.

SJP Babrevian had discovered Online Money Making Opportunities and it blew him away. He is absolutely taken by how easy it is. http://www.onlinemoneyportal.com

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Dogs were never designed to wear any sort of clothing. Their fur and natural physiology give them ample protection against their habitat’s weather. People sometimes forget that dogs are hardy creatures that can brave conditions that would make any man wilt.

However, this does not mean that clothing is inappropriate or even cumbersome to dogs. While dogs have traditionally gone without clothing, there have been some factors that have made owners realize that clothes can make a dog’s life a lot more comfortable.

Reasons for Clothing

For one, while dogs are built for their environments, you will find that many pets live outside their intended habitats. This is because pet owner sometimes purchase dogs and take them to climes different from their accustomed ones.

Some dogs that are acclimated to extremely cold temperatures have trouble adapting to humid climes. This will surely result in rashes and skin irritations.

Some dogs have insufficient fur and acclimation to cold weather. This could lead to them suffering from any number of weather induced illnesses. This makes purchasing clothes for your pets a must especially if you want your pets to be comfortable even during extreme weather.

And believe it or not, some dogs love clothes just for the simple reason that it gets them more attention. Dogs love it when they see that the clothes they are wearing make their masters happy. They also like the extra attention they get from wearing clothing.

In any case, the simple fact that clothing can protect your pet from the elements and the fact that they would enjoy the attention as well should be enough reason to buy your pet clothing. For climates that are drafty, and cold, leather clothing can be a great choice to help repel cold, moisture, and the elements.

Getting Leather Clothing for Fido

Leather clothing is tough, durable, and is usually water repellent. Plus, leather clothing has the added advantage of protecting against pretty much anything outdoors that could harm your pet - thorns, moisture, dust, sun exposure, and others.

It would be best if you became intimately acquainted with the advantages and disadvantages of leather clothing so that you can make the right decision regarding your pet’s clothing.

Leather is a good protectant. Leather does well under most punishing weather. If it is too cold, leather provides warmth. If it is too windy, leather serves as a good shield. If it is raining, it at least keeps water out - although pet raincoats would probably be better for this condition.

It will even give good protection under harsh sunlight, but only when it is not humid, and if the heat is bearable.

Remember, that leather is not a material that allows air to circulate freely through it. On the other hand, your dog does not sweat through its coat; it releases heat through its tongue and its ears (which accounts for all that panting). Breathable material, therefore, is not that required.

Leather makes for a cool costume. Leather always gives off a gruff, tough image that would be fun on a bulldog. You might like to try it with pugs as well. Leather can also give a sophisticated look to feminine, classy dogs such as collies. In any case, leather is an extremely versatile and fun costume to put on your dog.

A bomber jacket would look great on a tough dog; it won’t really make them look intimidating, it will actually make them look adorable. Many wacky owners actually take to buying matching jackets for them and the dogs.

Watch for irritations. You do have to make sure that the materials used for these clothes do not irritate the dog’s skin. Watch out for skin eruptions, irritation, and itching. You should also make sure that there is not adverse effect on the dog’s fur.

If you see your dog constantly tugging and pulling at their clothes then they may have some irritation due to the leather material. It is either this or they are still uncomfortable with clothes.

It can be hard to “encourage” the dog to wear leather. Dogs may feel uncomfortable with clothes since they are, after all, not used to them. You can speed up their conditioning by offering them treats for wearing their clothes. However, leather doesn’t grow on them as easy due to their bulk and their relative lack of flexibility.

Conclusion

In sum, leather is a good choice of clothing to dogs due to its protective nature and style. It shouldn’t be too hard to get your pet to wear these clothes as well.

John S. Rhodes is the expert behind Pet Comfort Products. Subscribe to his newsletter and receive “Insider Dog Training Secrets,” which reveals methods that 10 experts have used to personally train their dogs. To instantly download your FREE copy immediately, go to http://www.pet-comfort-products.com/free-pet-comfort-newsletter.html

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Getting to know your dog starts by getting to know its breed. At Kingdom of Pets, we keep a large database of detailed information on the appearance, personality, and health requirements of individual dog breeds. Here’s what you need to know about the Beagle:

The Beagle is a breed that ranks as one of the top choices for families. These dogs are extremely loyal, charming, and very sweet. Although great with people, the Beagle has an amazing sense of smell, which can make leash training a bit of a challenge. However, with patience and determination, you can help your dog overcome this behavior. The Beagle falls within the Scent Hound and Hound group of dogs, which is recognized by the American Kennel Club. This particular breed is an excellent companion dog and one great with children and other pets.

Physical Appearance

The average weight for a beagle is between 15 and 28 pounds with height around 13 to 16 inches. With proper care, the Beagle can live up to 14 years of age. The body of this breed tends to be compact with floppy ears, gentle expression, and smooth, short hair. Although a strong dog, the Beagle is not an overly muscled breed. The colors recognized by the American Kennel Club include the following:

* Tri-color
* Lemon and White
* Orange and White

Temperament and Personality

Because the Beagle is such a docile breed, they work well in just about any situation. The only thing to remember is that the Beagle should be well socialized to avoid problems with timidity. However, if you want a great family dog, this breed is superior. You will find the Beagle to be highly intelligent although when it comes to training, they can be a bit on the stubborn side.

This breed is generally a pack animal, which means they can have tendency toward separation anxiety. While you could certainly own one Beagle with or without another dog, they are usually more content with a furry friend. Sadly, many people associate the Beagle with howling and although some do, not all dogs of this breed are vocal.

Funny, loving, gentle, and enjoyable are all words that describe the Beagle. Even with their stubbornness while walking, this particular breed is rarely known to become angered. The smaller size, temperament, and personality are just a few reasons more and more families are choosing a Beagle.

Health

For the most part, Beagles have few problems although there are a few things you want to be aware of before choosing this breed. As you will notice by the appearance, the Beagle has long, floppy ears. While beneficial, the ears can also stop air from getting into the ear canals, which can create minor problems. Typically, wiping the inside of the ears out a few times a week will prevent the buildup of dirt.

Another relatively common problem is with ingrown eyelashes, something known as Distichiasis, which would require a quick trip to the veterinarian. You also want to watch the weight of your Beagle in that these dogs love to eat. Unfortunately, too much weight can cause serious problems with joints, specifically Hip Dysplasia. Other potential problems although not as common include Congenital Heart Disease, Polyarthristis, which is a condition by which the immune system actually attacks the dog’s joints, and epilepsy and seizures.

Daniel Stevens is the renowned dog trainer and author of SitStayFetch, a leading dog training guide having sold over 21,000 copies (and counting). See http://www.kingdomofpets.com/dogobediencetraining/dogbreeds/beagle.php for more on dog breeds.

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You live with a predator.

He is not human.

He is armed with fangs for slashing flesh and molars for crushing bone. His jaw may exert nine hundred pounds per square inch of pressure. He has forty-two teeth in all.

His sense of smell is so powerful that we, with our human limitations, can barely comprehend. Our olfactory sense does not detect odors unless they are painfully obvious. The nose of this more efficient hunter collects and concentrates minute traces of scent until they create a mental picture more detailed than a visual image. When he smells the ground, he knows every thing that has passed within many, many hours, days even.

While our human eyes process a wealth of colorful detail, his eyes are specialized organs tuned to detect movement above all.

Aligned above his eyes and nose, aimed forward, preternatural ears detect frequencies and sound which easily escape us. Noises such as the softest rodent squeak beneath a thick blanket of snow do not evade him. The footfall of a stranger on an outside porch step does not escape his attention. He hears the breath of large prey even from a distance.

He is swift. The fastest of his kind can sprint at forty miles per hour, covering ten feet in a single bound.

He is agile and he is strong. He can crawl. He can jump. He has a high ratio of muscle to fat. He is an efficient predator. A carnivore designed to detect prey, catch it, to kill, to eat, to reproduce.

He is a social animal. Left to his own kind, he will live in a clearly organized pack led by a dominant male and a dominant female. Serious challenges to the social structure will be met swiftly and violently. Yet a strong survival and social instinct inhibits this killer from harming his own kind unless necessary to maintain order. Thus, he speaks a complex and rich language with which he can advertise his intentions. He assures his pack mates that he means no harm, but that he will defend his rank within the pack.

He is an animal. He is a predator. He is opportunistic. He understands social order, his place in that order, and lacking strong leadership from above, he is ready to assume control of his pack. He is ready to defend his pack from outsiders. And he is ready to protect it from social unrest within.

He is your dog.

He has forsaken life with his kind to inhabit your world. But he has not forsaken his nature. He retains his predatory nature. He remains a social animal. You and your family members are his pack mates. You are his leader.

Or he is yours.

Make no mistake about it. Your dog understands the hierarchy in his pack, the organizational flow chart if you will. He will yield to pack mates above him on the chart, but not below.

For example, if you give your dog a high value treat such as a meaty bone, can you take it away? Does your dog remove the bone and run away with it as soon as you’ve given it? That is a low level form of resource guarding behavior. Higher up on the scale is when your dog freezes and stiffens over the bone. In his language, your dog is very clearly stating an intention to guard the resource.

The only question is to what length he will go in order to retain it. Perhaps he is bluffing. If you reach in closer to touch the bone he may give it up. Or perhaps he will begin to growl, stiffening further over the treat, revealing his fangs. Whether he decides to bite you is a question determined not only by his perception of your ranking versus his, but also by the level of aggression he is willing to employ in defending this resource from you on this day.

If he is your leader, then he decides whether or not you touch the bone, and if that act will cost you an injury. If you are his leader, then when you make clear your intent to take the bone, he drops it into your hand without protest.

Dogs do not bite by accident. They decide. They choose. They make conscious decisions in a split second. If your dog permits you to take food and other valuable resources away and is willing to follow your direction, chances are good that he regards you as his leader. Therefore, he will give you all the privileges due your rank.

However, you may find that the dog does not treat all members of your family the same. If he respects you, but not your spouse or children, this can lead to serious problems. Be on the look out for ranking issues in the family.

If you find that your dog does not accept your leadership role, consider contacting us or another professional dog trainer to assist you. Not all dominant dogs are aggressive. Some dogs are very benign dictators who never bother to reinforce their rules upon you. But if your dog is the leader in your home, things can go wrong in this backward relationship.

The beauty of dog training is that, much like counseling, it can put the relationship back on track so the love affair can flourish.

Marc Goldberg is a dog trainer specializing in the rehabilitation of difficult dogs and improving relationships. He is Vice President of the International Association of Canine Professionals (IACP) and Editor of SafeHands Journal. The author also educates professional dog trainers in his techniques. Visit him on the web at http://www.chicagodogtrainer.com or http://www.dogtraininginchicago.com.

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This school year Miami Schools is opening four new schools and several new facilities to cope with increased student enrollment for the 2006-2007 school year. The new schools will cater to elementary, middle and high school students.

Miami Schools has added the Ronald W. Reagan High School in the northwestern part of the district. This is an area that is expanding rapidly. The new high school will cover about 20 acres and house extremely modern facilities. The Ronald W. Reagan High School will have 250,000 square feet of classrooms, computer lab, an 800 seat auditorium, a 700 seat cafeteria, a Media Center and a gymnasium. Also on campus there will be a number of outdoor areas: fields for football, soccer, softball and baseball as well as basketball, tennis and racquetball courts.

The most innovative part of Miami Schools’ Ronald W. Reagan High School is that it is an academy based design. This means that ninth grade students will be tested and surveyed to discover their interests and areas of strengths and then be encouraged to select from three academies. The three academies on campus will be Cambridge Academy, Information and Communications Technology Academy, and the Classical Arts Academy. These academies will both have separate facilities and share common school facilities. This is part of Miami Schools continuing educational reform plan.

In the southern part of the district, Miami Schools will open the new Norma Butler Bossard Elementary School. The campus will cover 7.5 acres. The school will be equipped with a Media Center, music and art centers, a cafeteria that will accommodate nearly all the students, a three story classroom building, bilingual rooms, a well equipped science laboratory, and a Wellness Center. The Wellness Center will be available for staff and student use. This school is named for Norma Butler Bossard, who had served as the Miami Schools language arts division head for many years.

Another innovation for the Miami Schools is the newly constructed David Lawrence, Jr. K-8 Center. The K-8 Center will be a world class facility that is adjacent to Florida International University. Miami Schools will work in conjunction with Florida International University to provide professional development for Miami Schools’ teachers and Florida International University’s education majors. The K-8 Center will be able to house nearly 1,600 students. The state of the art facility will include a Media Center, computer labs, art labs, and music centers. The K-8 Center will be home to the Johnson and Wales University nutrition and cooking workshops. These workshops are part of “Healthy Eating/Healthy Choices,” a grant the school received from Health Foundation of South Florida. The cooking workshops will be open to staff and parents.

The last addition Miami Schools is the Young Women’s Preparatory Academy. This is the first all female school to be operated by Miami Schools. The Young Women’s Preparatory Academy will accommodate 450 girls in grades 6-12. The Young Women’s Preparatory Academy will have a thorough educational curriculum that will develop the academic, personal and social skills of the students. The school aims to prepare its students for postsecondary education and the world.

Stacy Andell is a staff writer for Schools K-12, providing free, in-depth reports on all U.S. public and private K-12 schools. Stacy has a nose for research and writes stimulating news and views on school issues. For more information on Miami schools visit http://www.schoolsk-12.com/Florida/Miami/index.html

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Forex trading is fast becoming the top method of making money on the internet and plenty of average people are trying their hand at becoming millionaires. For most people, forex trading is a much needed source of a second income, to supplement their current single income from their main profession. However, the true potential to become very wealthy is not tapped by most such investors and they earn mere pennies on the dollar, compared with what they could be earning. While everyone has their own forex currency trading system, this will be in proportion to your risk appetite and will only bring the returns that you strive for.

While there are many ways to invest your money in currency, most people play safe by either investing small amounts or spreading their money very thin across the various currencies they are invested in. This makes for a very small return but practically no risk potential, since the bases are mostly covered so that if one currency depreciates, the other appreciates and the losses are minimal. However, clearly this will never make the forex trader a millionaire.

Life is short, and most forex trading millionaires made their money fast off the forex market. These individuals are generally highly leveraged, because they know that money makes money, and the more money they invest, the greater the risk and the greater the potential reward. Also, betting on unlikely currencies is risky and can have a huge potential upside.

So what exactly will leveraging yourself mean for you? You can start with a portfolio, meaning that you put your investment towards buying a part of the forex trading. Then, you buy shares of the forex trading the world over, depending on what countries appeal to you. The prices of these shares may rise slowly to increase your portfolio, and you are still playing safe. Once your total portfolio value goes over the 5000 dollar mark, you as a forex trader can apply for something known as a console, which now puts you in the position to act as an agent for others. At this point, you can process exchanges for small investors who want to buy and sell currencies through you. For each transaction processed, you will earn a fee of 6% and this can roll into your portfolio, increasing further, making your status as a forex trader more credible.

Other than an unlikely event such as a war or natural calamity, nothing on the forex market will give you a sudden unexpected windfall. Do not expect to become a millionaire over night. You will have to plan and strategize, and most importantly, leverage yourself, to truly make a lot of money. The forex market will generally move like the stock market, in small digits and only when you have plenty of money spread out on the forex market do you stand a chance of making a great deal of profit.

While this type of trading is not for the faint hearted, experience in forex trading will bring some confidence to your forex trading strategy, especially as you learn which systems work for you and which don’t. As your level of confidence grows, the process will seem much less daunting. However, it is great to be cautious and be sure of any risks you take. That said, do remember that millionaires are always highly leveraged in the forex market - take calculated risks.

Andrew Daigle is the owner, creator and author of many successful websites including ForexBoost at http://www.ForexBoost.com , a free forex training resource and http://www.CashCurve.com for learning about many different online business opportunities.

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Dog adoption is made easy through the countless animal welfare organizations and animal shelters existing in every city across the United States. With literally thousands of adoptable dogs listed, a prospective dog owner can select to adopt a dog that needs a wonderful family to go to and be loved. In fact, when you search through these shelters and find a puppy, you are doing a great service to the community and to the local dog rescue or animal shelter that you went for your dog, cat, kitten, or puppy adoption. Thus, you should not hesitate! You should go today to your local area’s shelter facilities and practically support dog and puppy adoption. But before you exit such a life-saving premise, you should first consider some important factors that will shape your decision.

In fact, you are interested in getting a dog from a shelter you can increase your chances of completing a successful adoption if you make some observations and you are not afraid to ask the shelter’s personnel some necessary questions. Begin by visiting the shelter several times and watch the interaction of the staff members with the animals. Pay attention to how they treat, clean and behave to them and if possible keep notes of their attitude towards the dogs in general and the one you are considering of adopting in specific.

A buyer who chooses to adopt a shelter animal instead of buying a puppy should be just as careful in his choice and as selective of a place to adopt as the puppy buyer should be in his choice of a breed and a puppy. This is mainly due to diseases and lack of proper care. Although dogs are vaccinated against common canine diseases when they enter a shelter, they do not always receive immediately the appropriate vaccinations, especially if they have been already exposed to a disease while roaming the streets. In addition, if the shelter keeps each dog in different compartments, but a chain type of fence separates them from each other-meaning that their nose can be in direct contact-then illness are possible to be transferred from one dog to another. Furthermore, if their feces are not picked up regularly and their cells are not cleaned properly, worms and other feces-spread diseases are possible. Thus, ask the shelter’s veterinarian to perform a thorough background physical check on the dog you have set your eyes on and take proof of their vaccination before exiting the shelter or clinic.

Finally, you should be aware that owning a dog is a big responsibility. Apart from their need to be fed regularly depending on their size and breed, dogs have to be taken outdoors, and they often require medical care. Although it is a disaster that many people fail to recognize these and other issues beforehand, you should not decide to adopt a dog based on an impulse. It has to be a well-thought decision that takes under consideration how much time you have available everyday, what is your current lifestyle, and which are your living accommodations. Thinking beforehand where the dog shall live once it enters your house premises is as important as teaching your kids not to be afraid of the hairy new family addition-some children might even get jealous or afraid of a new dog. Plan ahead, research extensively and be well-prepared in order to enjoy for many years to come the amazing company and unique companionship a dog can offer to everyone in your family.

Kadence Buchanan writes articles for http://etotallypets.com/ - In addition, Kadence also writes articles for http://4homelife.net/ and http://itsfamilytime.net/.

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“Honey, you know I don’t like it when you lick my ears.”
“Umm… It wasn’t me. Wait, where’s the dog?”

Studies show that about half of the people who own dogs allow them on the bed. Most dog owners I know account for the half that do. If you are one of them, here’s a few things to keep in mind.

* You should not let puppies or untrained dogs ON the bed, let alone sleeping on it. Their early training is the time when you establish your dominance and their boundaries. Only adult dogs should earn this privilege.

* Also puppies run the risk of house training accidents. Beds are difficult to clean, and the fact that they can preserve the scent means that your dog will want to be a repeat offender.

* Above all, puppies are small. Letting them sleep in the bed is extremely unsafe.

* For dominant and Alpha dogs, avoid letting them sleep in your “spot” (with you in it or not). This suggests to them that they are in direct competition with you as pack leader.

* Don’t ever let your dog on your bed without inviting them first. This is often communicated more with body language, such as a quick succession of pats on the area of the bed you’re asking them to go to.

* Have a command for them to get off the bed too (if they are being restless and disruptive this can save a good night’s sleep, and it beats shoving them off). If your dog ignores you when you ask them to get “Off,” you’ve got a bit of obedience work to do. If your dog growls at you at all, even when you attempt to adjust their position, then you’ve got some work to do (NOTE: don’t confuse a tired moan with a growl. It can sound similar, but a moan will occur without any aggressive posturing, for example, their mouth will be shut and lips not curled, and they won’t be making eye contact - their eyes might even be closed!)

* Don’t ever let your dog wedge itself in between you and your partner. This can be an expression of both jealously and attempted dominance, and can escalate into more severe behaviors. They need to know that they rank lower than both of you in the pack hierarchy.

* It’s best to allow your dog to sleep at the bottom end of the bed, and above the blankets.

* Some dogs like to burrow under the blankets, which is a risk not only because they can get squished, especially if they’re smaller than you, but they can also potentially suffocate under there. If you allow this, adjust the blankets after they settle in to be sure that they can easily stick their head out. Because they generate a lot of heat too, these burrowers will likely move when they get too warm anyway.

So take some care and avoid reinforcing unwanted dog behaviors. If you do, your dog will always be good in bed - so to speak.

Martin Olliver is a proud member of the Kingdom of Pets team (http://www.kingdomofpets.com). For more great articles about dogs on furniture, visit: http://kingdomofpets.com/dogobediencetraining/articles/dog_jumping_up.php

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Have you ever noticed how your pet dog loves sleeping beside you in your bed? You frequently tell your dog to get off but it just wont listen to you. Yes, you adore your pet, there’s no question about it. However, you just can’t let your dog sleep beside you no matter how adorable it may seem. Admit it, the way your dog snores and drools in your bed really keeps you up at night. In situations like this, you should finally get your dog its own dog bed.

Getting your beloved pet its own place for sleeping is as essential as a man having his own bed. However, you can not just choose any dog bed products for your pet. There are some things that you need to consider first such as the right size of the dog bed. Keep in mind that it’s more comfortable for dogs to lie on a bed that is just the right size for them.

The following are some helpful tips when it comes to choosing the right sized dog bed:

1. Consider the size and breed of your pet dog first. Since you are going to choose a bed for your dog, always keep in mind the physique of your beloved dog. If you own a small dog such as a Teacup Poodle, then of course, you will be looking for a small-sized dog bed. However, if your pet dog is a large one such as a St. Bernard, then you are set to look for a large-sized dog bed. Also, if your canine pet is still a puppy, then you have to choose an adjustable bed for your dog to grow up with. Bear in mind that dogs have different life spans as compared to humans. This means that dogs grow up faster than we do.

2. Make sure that the dog bed product you choose has enough space so your dog can move easily in it. Sleeping on a dog bed should be a soothing moment for your pet and not an exhausting one. Your dog must be able to fit in the bed yet still has enough space to stretch its body. Take note that space is what pets are usually looking for in a dog crib. Dogs are hyperactive and have the tendency to move around even while they sleep.

Also, there might be instances when pet dogs other than your own, such as the ones owned by your neighbors or friends, may drop by at your place and share the dog bed with your pet. Make them as comfortable as possible by providing a dog bed with the size just right enough for them to share together.

3. Know your dog well. If you really know your dog, then shopping for the right sized dog bed will not be that hard to do. Everything will have to depend on your pet dog’s preferences and needs. When buying a dog bed for your pet, it is better to ask specialty stores for a sleep trial using your prospect dog bed product. This way, you will know the most suitable size of dog bed that best fit your beloved pet dog.

Jerry Brecken is a writer for dogbedsforyou.com, a website where you can choose among the varieties of pet supplies such as dog beds for your beloved pet. For more information about dog beds and accessories, visit http://www.dogbedsforyou.com.

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I’ve known a lot of people who have lost money when they sold their homes. In fact, I’m one of those people, and it’s happened to me more than once.

There are a number of factors can cause a financial loss when you sell your house, including the need to sell at the wrong time due to divorce or an impending foreclosure, or a downturn in the local real estate market. However, it’s also common to lose money simply by making too many expensive changes to the house before putting it on the market. This is how I lost money on real estate, before I wised up.

My most resounding failure in the fix it and flip it market was a house I bought in Spokane, Washington. Knowing what I know now, I would have restricted myself to replacing the carpets and the kitchen and bathroom fixtures, painting inside and out, and buying new appliances. I probably would have replaced the old-style windows, too, to make the place look nicer and appeal to the energy-conscious buyer. These fixes could have been done easily within the two years I needed to live there to avoid capital gains taxes.

Since I didn’t know what I know now, I made major renovations, which included moving the bathroom. I did most of the work myself, but the materials alone cost more than I could get back when the house was sold. With the exception of repairs done to the house to make it eligible for an FHA loan and watering the grass, I doubt that any of my major projects really helped me sell the house or increased its value.

If a house is actually sound, with no structural damage or insect problems, the biggest reason it will sell for less than its worth is usually cosmetic. This was certainly true of the house I bought in Spokane. Dirty carpeting, and a wall in the living room covered with mirror tiles, kept most buyers from going any further into the house. I could see past the cosmetic problems and see the home’s full potential - but my imagination went a bit too far.

The floor plan was odd, and slightly inconvenient, but leaving the bathroom where it was would have been far more rational, financially. Why didn’t I do that? Because my emotions and my nesting instincts took over, pushing aside all thought of future gain or loss.

Let’s face it - most people don’t buy their own homes with the intention of making a profit, although they certainly hope the house will be a good investment. In fact, the emotional stress caused by the process of buying a house and moving into it can be enough to completely erase any thought of moving again a few years later. However, I know several families who have made a very good living by buying underpriced homes, living in them and fixing them up, and then selling them when the IRS will allow them to do so without paying extra taxes. Clearly, these folks don’t make any changes to these houses without carefully considering the bottom line.

After my Spokane adventure, I decided to learn from my mistakes, and find out how to stop losing money on houses. I read books by authors who are experienced in fixing and flipping houses - and then read them again. When I saw that most remodeling projects almost never recoup their costs when the house is sold, I was a little shocked, because I had been guilty of almost every mistake on the list at one time or another. I know many people who have also made the same mistakes, even when they started those remodeling projects with the intention of increasing the value of their homes.

When I bought my next house, I kept that list very firmly in mind. For instance, my kitchen was badly in need of a major overhaul, (or so I believed), and it was far too small. I pored over the latest home decorating magazines, and ideas came flooding into my head. I thought about knocking out some walls, and I even tried to imagine adding on to the house to make the kitchen bigger. New cabinets would be needed, and new appliances…

In the end I painted the kitchen cabinets and replaced the sink with a new one I purchased at Ikea. I covered the chipped orange Formica counters with printed cotton fabric, and coated it with many layers of water-based Verathane that was intended to protect wood floors. The complete “remodel” cost less than $400, as opposed to the thousands of dollars that I would have spent if I followed through on my idle dreams of a “perfect” kitchen. Since the house sold at a very good price within two weeks of listing it, my buyer obviously didn’t mind that the kitchen didn’t meet my idea of perfect. Because I kept my costs down, I made a handy profit on the sale.

Would I have been able to sell the house for more money if the kitchen had been remodeled and expanded? Perhaps, but not enough to cover the cost of the remodel. Although the National Association of Realtors lists a kitchen remodel as one of the projects that will increase a house the most, they still advise that you should expect to get back only 80% of the costs. If your new kitchen is far fancier, bigger, and more expensive than any other kitchen in the neighborhood, the returns will be even less. A full kitchen remodel can cost thousands of dollars, so the 20% you don’t get back can be a big chunk of change.

Does this mean that you shouldn’t make changes to your home that would make you happy? Not at all, especially if you intend to live there for many years. But it does pay to sit down with your spouse or partner before you start making your remodeling plans, determine exactly how long you’ll be staying in the home, and then think about the full financial implications of the remodeling project. Even if you don’t think of yourself as a professional house flipper, it might pay to slow down a bit and find ways to improve the home without spending money you’ll never see again. As a bonus, your family might be able to avoid the stress and disruption of all that remodeling mess.

Jonni Good is the author of a new report that shows how she used these fix it and flip it ideas - and how the profit allowed her to buy her next house with cash. Visit - http://www.BuyAHouseWithCash.com

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